Lifetime Strategies has a fiduciary responsibility to our clients, meaning our clients are our first priority. Your interests outweigh the interests of the provider or the advisor.

We have been working in financial services since 1999, meeting with teachers and other school district employees, setting up their 403b Retirement Plans. In fact, over 2,000 of them! Over the years, we’ve worked with their spouses, and then with their friends and associates. Now, we work with all those who want their assets to grow safely and securely.

As we review the performance histories of the Safe Money Plans which we have set up for clients, good-to-excellent returns are what we consistently see. Safe Money Strategies are the key to a worry-free retirement.

Doug Waagen is a California licensed Independent Insurance Advisor.

Doug has lived in the San Francisco Bay Area for 46 years, the last 20 in San Rafael, California with his wife, Bobbi, our Operations Manager.

“Once in a while, if you are lucky, you meet someone who combines compassion, empathy, a knack for business, and a calling to do the best for the people. He represents someone you can unequivocally trust. That person is Doug Waagen.”

Alan F., Pt. Richmond, CA